BUYING IN MIAMI & FLORIDA

Buying a home, one simple step at a time.

Buying a home is a big decision. It’s exciting, but I know it can also bring a lot of questions.

I’m here to help you understand your options, find a home that feels right, and know what happens next. No confusing explanations or unnecessary pressure.

Just exploring? That’s perfectly fine. We can start with a conversation.

Mariela Flores smiling on a burgundy sofa in a terracotta blazer

Understand your budget

Find a home that fits

Know what comes next

LET’S MAKE THIS FEEL EASIER

What matters most when you’re buying?

You deserve more than a list of houses. You deserve answers you can understand and support you can count on.

Feel comfortable with the numbers

We’ll talk about the full cost of buying—not just the listing price—including monthly payments, taxes, insurance, and costs due at closing.

Find a home that really fits

We’ll focus on your priorities, budget, and lifestyle. I’ll help you compare options and notice details that are easy to miss in photos.

Feel confident about each step

I’ll explain the process, help you stay on top of deadlines, and make sure you know what questions to ask before making big decisions.

HOW IT WORKS

Buying a home, one simple step at a time.

Here’s what buying a home with me looks like. We’ll take it at your pace, one conversation and one decision at a time.

  1. Let’s Talk!

    We’ll start with a quick 15-minute call about your budget, must-haves, preferred areas, and timing. Don’t have everything figured out? That’s okay. That’s why we’re talking!

  2. Let’s Figure Out Your Budget

    I’ll help you connect with a trusted lender—or work with your own—to explore financing and get pre-approved. We’ll also discuss estimated payments, closing costs, insurance, and other expenses.

  3. Let’s Find Your Home!

    Now comes the fun part. We’ll tour homes that fit your needs. I’ll share local insight, help you compare properties, and talk through the details until we find one that feels right.

  4. Let’s Make an Offer

    Found a home you love? We’ll review recent sales, discuss a sensible offer, and go through the price, terms, and paperwork together so you understand your choices.

  5. Let’s Check the Details

    We’ll coordinate inspections and review the important documents with the right professionals. If you’re buying a condo, we’ll ask about association fees, reserves, and assessments. If something comes up, we’ll talk about your options.

  6. Let’s Get Your Keys!

    I’ll help you keep track of financing, closing steps, and your final walkthrough. When everything is complete, it’s time to get your keys and enjoy your new chapter!

Before touring homes, we’ll also talk through the required buyer agreement, the services I’ll provide, and how compensation works.

A LITTLE EXTRA LOCAL KNOWLEDGE

Buying in Miami? Let’s look beyond the pictures.

The right home has to work for your everyday life—and your budget. Here are a few important things we’ll pay attention to.

  • Monthly costsProperty taxes, homeowners insurance, flood considerations, association dues, and your estimated mortgage payment.
  • Condo and HOA detailsRules, fees, association financial information, reserve requirements, possible assessments, and available building reports when applicable.
  • Property conditionInspections, permits and records where relevant, plus questions for qualified inspectors and other professionals.

GOOD QUESTIONS ARE ALWAYS WELCOME

A few things you might be wondering

Do I need to be ready to buy before reaching out?

Not at all. Maybe you’re ready, maybe you’re still deciding. We can talk about what’s possible and what would make sense for you.

Do I need 20% for a down payment?

Not necessarily. Different loan programs have different requirements. A lender can help you understand your options and what you may qualify for.

How will I know what I can really afford?

We’ll look beyond the advertised price. With your lender, we can estimate your payment and consider taxes, insurance, HOA fees, and cash needed upfront.

What happens if an inspection finds a problem?

We’ll review what the inspector found, talk about the contract and your options, and decide what steps make sense before moving forward.

Will I need to sign an agreement to work with you?

Before we tour homes, I’ll explain the buyer agreement, what I do for you, and how compensation works. The terms and compensation are negotiable, and I want you to understand them before signing.

YOUR NEXT STEP, MADE SIMPLE

Let’s Talk with Mariela

Have a question? Feel free to call me at (305) 409-2815. I answer my phone from 8 AM to 9 PM (Eastern Time). If you prefer, you can also schedule a call at a time that works for you. No pressure, just a friendly conversation!

You don’t need every answer. Just a place to start.

Whether you’re ready to buy or simply curious about what’s possible, I’d love to hear about your plans. Let’s start with a conversation.

Schedule a Call  →

Mariela Flores, P.A. · REALTOR® · Florida Capital Realty · (305) 409-2815

KIND WORDS FROM MY CLIENTS

Real conversations. Real experiences.

 4.9 out of 5 on Google. Here are a few words shared by people I’ve worked with.

★★★★★
“a great realtor, resource, and connection.”
Jake Vogel · Google Reviews
★★★★★
“She made buying a home easy”
Travis Trottier · Google Reviews
★★★★★
“always willing to answer all of our questions.”
Evenor Castillo · Google Reviews
★★★★★
“Mariela Flores is outstanding and highly professional.”
Mr. Llerena · Google Reviews
★★★★★
“Mariela has been an absolute JOY to work with!”
Jacob Vogel · Google Reviews