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Frequently Asked Questions
Find quick answers to the most common questions about buying and selling real estate in Miami.
What do I need to have to get preapproved by a bank to buy my first home?
What is the credit score required by the bank to approve a home loan?
How much can I afford to spend on a home?
What are the costs associated with buying a home?
What type of home should I buy?
What is the process for buying a home?
What is the difference between a pre-qualification and pre-approval for a mortgage?
What is a mortgage, and how does it work?
What should I look for when viewing homes?
Should I get a home inspection?
What is a home appraisal?
What is earnest money, and how much do I need to put down?
How long does it take to close on a home?
What is a contingency, and do I need one in my offer?
What is the difference between a fixed-rate and adjustable-rate mortgage?
What are closing costs, and how much should I expect to pay?